Calculate payments for Buy Here Pay Here in-house financing. Auto-fill from VIN, print a professional payment schedule with vehicle and dealer info.
Enter a VIN to auto-populate vehicle details, or skip and enter manually below.
MONTHLY
$0
BI-WEEKLY
$0
WEEKLY
$0
| Vehicle Price | $0 |
| Sales Tax | $0 |
| Doc / Admin Fees | $0 |
| Total Before Down | $0 |
| Down Payment | -$0 |
| Amount Financed | $0 |
| Total Interest | $0 |
| Total of Payments | $0 |
Buy Here Pay Here (BHPH), also known as "tote the note," is a type of auto financing where the dealership acts as both the seller and the lender. Instead of sending customers to a bank or credit union, the dealer finances the vehicle directly.
BHPH is especially popular with independent used car dealers serving customers who may have credit challenges. Payments are typically collected weekly or bi-weekly, often in person at the dealership.
A printed payment schedule gives your BHPH customer a clear breakdown of every payment: the date, the amount, how much goes to principal vs. interest, and the remaining balance. This transparency builds trust and reduces disputes.
AiDealManager includes full deal desking with in-house financing support, payment tracking, and customer management for $75/mo.
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